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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,973 | $110,307-42.0% | $96,576-33.8% | $139,456-54.1% |
| Participation rate | 77.8% | 78.1%-0.3pp | 76.0%+1.8pp | 80.3%-2.5pp |
| Annual return | 7.26% | 26.40%-19.1pp | 25.87%-18.6pp | 373.45%-366.2pp |
| Employer contribution / active EE | $1,722 | $3,619-52.4% | $2,965-41.9% | $4,753-63.8% |
| Participant deferral / active EE | $3,110 | $5,547-43.9% | $4,851-35.9% | $6,711-53.7% |
| Admin fee / account holder | $2,248 | $11,597-80.6% | $8,253-72.8% | $11,407-80.3% |