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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,874 | $138,102-78.4% | $125,381-76.2% | $134,532-77.8% |
| Participation rate | 71.4% | 84.5%-13.1pp | 82.4%-11.0pp | 81.2%-9.8pp |
| Annual return | -19.33% | 750.73%-770.1pp | 572.31%-591.6pp | 418.27%-437.6pp |
| Employer contribution / active EE | $1,737 | $5,245-66.9% | $4,815-63.9% | $4,741-63.4% |
| Participant deferral / active EE | $5,076 | $7,801-34.9% | $7,448-31.8% | $6,401-20.7% |
| Admin fee / account holder | $2,061 | $11,568-82.2% | $10,007-79.4% | $11,429-82.0% |