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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,322 | $165,381-84.7% | $149,730-83.1% | $158,966-84.1% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 15.95% | 348.29%-332.3pp | 276.70%-260.7pp | 302.95%-287.0pp |
| Employer contribution / active EE | $1,482 | $5,104-71.0% | $4,645-68.1% | $4,762-68.9% |
| Participant deferral / active EE | $3,036 | $7,182-57.7% | $6,843-55.6% | $5,983-49.3% |
| Admin fee / account holder | $648 | $10,809-94.0% | $9,310-93.0% | $11,250-94.2% |