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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,961 | $160,040-57.5% | $147,096-53.8% | $145,877-53.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.73% | 98.49%-86.8pp | 419.75%-408.0pp | 551.28%-539.6pp |
| Employer contribution / active EE | $6,942 | $5,289+31.2% | $4,936+40.6% | $4,663+48.9% |
| Participant deferral / active EE | $29,563 | $8,429+250.7% | $8,071+266.3% | $6,691+341.9% |
| Admin fee / account holder | $5,947 | $15,050-60.5% | $13,005-54.3% | $13,402-55.6% |