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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,287 | $96,678+24.4% | $86,640+38.8% | $139,466-13.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 13.90% | 106.69%-92.8pp | 592.52%-578.6pp | 373.66%-359.8pp |
| Employer contribution / active EE | $2,120 | $3,265-35.1% | $3,024-29.9% | $4,754-55.4% |
| Participant deferral / active EE | $14,012 | $4,837+189.7% | $4,438+215.7% | $6,712+108.8% |
| Admin fee / account holder | $543 | $6,410-91.5% | $5,616-90.3% | $11,409-95.2% |