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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,584 | $110,083+291.1% | $151,639+184.0% | $68,486+528.7% |
| Participation rate | 89.5% | 84.0%+5.5pp | 87.5%+2.0pp | 67.9%+21.6pp |
| Annual return | -1.85% | -10.12%+8.3pp | 3.34%-5.2pp | -7.85%+6.0pp |
| Employer contribution / active EE | $28,260 | $4,470+532.2% | $6,165+358.4% | $2,597+988.3% |
| Participant deferral / active EE | $19,807 | $6,526+203.5% | $8,363+136.8% | $4,028+391.8% |
| Admin fee / account holder | $9,240 | $7,718+19.7% | $11,613-20.4% | $5,404+71.0% |