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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,528 | $123,793+213.0% | $177,827+117.9% | $79,858+385.3% |
| Participation rate | 97.1% | 84.7%+12.4pp | 87.7%+9.3pp | 69.6%+27.4pp |
| Annual return | 11.21% | 22.82%-11.6pp | 48.32%-37.1pp | 31.72%-20.5pp |
| Employer contribution / active EE | $27,231 | $4,095+564.9% | $5,918+360.1% | $2,471+1002.1% |
| Participant deferral / active EE | $18,970 | $5,956+218.5% | $7,713+145.9% | $3,740+407.2% |
| Admin fee / account holder | $4,699 | $7,243-35.1% | $12,429-62.2% | $5,306-11.4% |