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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,164 | $89,652-56.3% | $141,177-72.3% | $65,185-39.9% |
| Participation rate | 69.0% | 74.7%-5.7pp | 82.5%-13.5pp | 70.2%-1.2pp |
| Annual return | 28.97% | 32.79%-3.8pp | 71.40%-42.4pp | 29.38%-0.4pp |
| Employer contribution / active EE | $0 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $10,093 | $5,691+77.4% | $6,710+50.4% | $3,514+187.2% |
| Admin fee / account holder | $88 | $569-84.5% | $10,263-99.1% | $847-89.6% |