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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,967 | $76,519-81.7% | $56,025-75.1% | $145,897-90.4% |
| Participation rate | 73.9% | 63.2%+10.7pp | 52.5%+21.4pp | 80.3%-6.4pp |
| Annual return | 14.27% | 3017.03%-3002.8pp | 1712.69%-1698.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,986 | $1,383+43.6% | $1,042+90.7% | $4,663-57.4% |
| Participant deferral / active EE | $2,142 | $2,624-18.4% | $1,955+9.6% | $6,689-68.0% |
| Admin fee / account holder | $2,404 | $3,331-27.8% | $2,828-15.0% | $13,390-82.0% |