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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,967 | $76,608-81.8% | $56,077-75.1% | $145,877-90.4% |
| Participation rate | 73.9% | 63.2%+10.7pp | 52.5%+21.4pp | 80.3%-6.4pp |
| Annual return | 14.27% | 3009.59%-2995.3pp | 1709.28%-1695.0pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,986 | $1,382+43.7% | $1,040+90.9% | $4,663-57.4% |
| Participant deferral / active EE | $2,142 | $2,624-18.4% | $1,954+9.6% | $6,691-68.0% |
| Admin fee / account holder | $2,404 | $3,325-27.7% | $2,825-14.9% | $13,402-82.1% |