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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,403 | $29,319-33.8% | $52,425-63.0% | $82,448-76.5% |
| Participation rate | 72.0% | 46.9%+25.1pp | 55.6%+16.4pp | 68.1%+3.9pp |
| Annual return | 23.89% | 535.20%-511.3pp | 302.12%-278.2pp | 41.64%-17.8pp |
| Employer contribution / active EE | $2,017 | $586+244.0% | $914+120.7% | $2,551-20.9% |
| Participant deferral / active EE | $2,036 | $1,171+73.8% | $1,790+13.7% | $4,139-50.8% |
| Admin fee / account holder | $815 | $1,962-58.4% | $2,495-67.3% | $7,234-88.7% |