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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4+ years Filed as: STANDCORP FINANCIAL GROUP Service code 12 · EIN 93-1253576 | Custodial (other than securities); Su... | $55,566 |
Service code 27 · EIN 04-3630395 | Advisory (Plan) | $43,400 |
STANCORP FINANCIAL GROUP4+ years Filed as: STANCORP FINANCIAL GORUP Service code 19 | Securities Custodian | $5,102 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,586 | $75,388-78.0% | $123,552-86.6% | $55,725-70.2% |
| Participation rate | 64.8% | 75.7%-10.9pp | 82.3%-17.5pp | 70.9%-6.0pp |
| Annual return | -5.99% | 4.48%-10.5pp | 119.20%-125.2pp | 244.93%-250.9pp |
| Employer contribution / active EE | $0 | $3,063-100.0% | $4,628-100.0% | $2,078-100.0% |
| Participant deferral / active EE | $3,684 | $5,651-34.8% | $6,426-42.7% | $3,356+9.8% |
| Admin fee / account holder | $163 | $120+35.9% | $9,285-98.2% | $115+41.3% |