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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Filed as: STANDCORP FINANCIAL GROUP Service code 12 · EIN 93-1253576 | Sub-transfer agency fees; Custodial (... | $46,778 |
Service code 27 · EIN 04-3630395 | Advisory (Plan) | $37,490 |
STANCORP FINANCIAL GROUP3+ years Filed as: STANCORP FINANCIAL GORUP Service code 19 | Securities Custodian | $4,356 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,950 | $155,795-86.6% | $136,298-84.6% | $69,631-69.9% |
| Participation rate | 62.8% | 75.2%-12.5pp | 81.9%-19.2pp | 70.7%-7.9pp |
| Annual return | 19.01% | 232464.33%-232445.3pp | 5156.27%-5137.3pp | 27571.02%-27552.0pp |
| Employer contribution / active EE | $0 | $2,991-100.0% | $4,696-100.0% | $2,032-100.0% |
| Participant deferral / active EE | $3,188 | $5,394-40.9% | $6,247-49.0% | $3,224-1.1% |
| Admin fee / account holder | $156 | $128+21.5% | $9,244-98.3% | $110+41.0% |