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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,261 | $89,367-30.3% | $141,191-55.9% | $72,975-14.7% |
| Participation rate | 71.6% | 75.1%-3.5pp | 82.5%-10.9pp | 69.5%+2.1pp |
| Annual return | 25.10% | 111.87%-86.8pp | 71.41%-46.3pp | 81.01%-55.9pp |
| Employer contribution / active EE | $2,757 | $3,115-11.5% | $4,736-41.8% | $2,440+13.0% |
| Participant deferral / active EE | $5,821 | $5,419+7.4% | $6,710-13.3% | $3,608+61.3% |
| Admin fee / account holder | $3,864 | $5,957-35.1% | $10,264-62.4% | $5,124-24.6% |