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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,904 | $91,537-72.8% | $130,045-80.8% | $75,173-66.9% |
| Participation rate | 87.5% | 71.5%+16.0pp | 78.5%+9.0pp | 67.2%+20.3pp |
| Annual return | 65.19% | -631.55%+696.7pp | -137.30%+202.5pp | 160.72%-95.5pp |
| Employer contribution / active EE | $1,903 | $2,845-33.1% | $4,321-56.0% | $2,671-28.8% |
| Participant deferral / active EE | $3,906 | $4,343-10.1% | $5,820-32.9% | $4,126-5.3% |
| Admin fee / account holder | $2,959 | $6,780-56.4% | $10,600-72.1% | $5,651-47.6% |