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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,304 | $70,366-85.4% | $66,674-84.5% | $138,895-92.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 22.96% | 386.41%-363.4pp | 321.24%-298.3pp | 145.39%-122.4pp |
| Employer contribution / active EE | $2,209 | $2,765-20.1% | $2,620-15.7% | $4,194-47.3% |
| Participant deferral / active EE | $2,313 | $4,374-47.1% | $4,084-43.4% | $6,396-63.8% |
| Admin fee / account holder | $572 | $5,262-89.1% | $5,098-88.8% | $12,562-95.4% |