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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,116 | $138,072-53.6% | $123,549-48.1% | $135,382-52.6% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -7.72% | 153.69%-161.4pp | 119.20%-126.9pp | 519.77%-527.5pp |
| Employer contribution / active EE | $5,410 | $5,152+5.0% | $4,628+16.9% | $4,779+13.2% |
| Participant deferral / active EE | $9,156 | $6,799+34.7% | $6,426+42.5% | $5,609+63.2% |
| Admin fee / account holder | $8,175 | $10,917-25.1% | $9,284-11.9% | $10,829-24.5% |