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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,886 | $209,425-72.4% | $178,499-67.6% | $158,966-63.6% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 2.83% | 188.80%-186.0pp | 151.10%-148.3pp | 302.95%-300.1pp |
| Employer contribution / active EE | $4,223 | $5,707-26.0% | $5,011-15.7% | $4,762-11.3% |
| Participant deferral / active EE | $3,926 | $5,955-34.1% | $5,202-24.5% | $5,983-34.4% |
| Admin fee / account holder | $2,106 | $17,078-87.7% | $13,986-84.9% | $11,250-81.3% |