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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,231 | $202,342-68.8% | $172,752-63.4% | $152,897-58.6% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 18.85% | 1029.83%-1011.0pp | 802.97%-784.1pp | 345.43%-326.6pp |
| Employer contribution / active EE | $5,504 | $5,858-6.0% | $5,144+7.0% | $4,764+15.5% |
| Participant deferral / active EE | $6,870 | $5,948+15.5% | $5,198+32.2% | $5,851+17.4% |
| Admin fee / account holder | $849 | $17,111-95.0% | $13,955-93.9% | $11,599-92.7% |