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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,119 | $198,461-87.3% | $170,436-85.3% | $147,585-83.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 5661.38% | 257.30%+5404.1pp | 205.94%+5455.4pp | 578.57%+5082.8pp |
| Employer contribution / active EE | $3,537 | $6,184-42.8% | $5,433-34.9% | $4,876-27.5% |
| Participant deferral / active EE | $3,029 | $5,629-46.2% | $4,939-38.7% | $5,439-44.3% |
| Admin fee / account holder | $460 | $16,852-97.3% | $13,880-96.7% | $10,885-95.8% |