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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,492 | $88,702-85.9% | $81,780-84.7% | $145,978-91.4% |
| Participation rate | 72.2% | 75.0%-2.8pp | 72.4%-0.1pp | 80.3%-8.1pp |
| Annual return | 13.44% | 1029.12%-1015.7pp | 776.27%-762.8pp | 550.52%-537.1pp |
| Employer contribution / active EE | $1,128 | $3,084-63.4% | $2,914-61.3% | $4,662-75.8% |
| Participant deferral / active EE | $2,193 | $4,645-52.8% | $4,321-49.2% | $6,690-67.2% |
| Admin fee / account holder | $2,818 | $8,414-66.5% | $7,384-61.8% | $13,400-79.0% |