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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,318 | $36,948-26.1% | $73,658-62.9% | $87,485-68.8% |
| Participation rate | 8.6% | 46.8%-38.2pp | 57.0%-48.4pp | 68.9%-60.3pp |
| Annual return | 21.10% | 28.64%-7.5pp | 29.72%-8.6pp | 26.06%-5.0pp |
| Employer contribution / active EE | $115 | $670-82.9% | $1,032-88.9% | $2,596-95.6% |
| Participant deferral / active EE | $483 | $1,379-65.0% | $2,062-76.6% | $4,274-88.7% |
| Admin fee / account holder | $1,120 | $2,531-55.7% | $3,357-66.6% | $7,775-85.6% |