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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,252 | $27,936-74.0% | $58,561-87.6% | $75,173-90.4% |
| Participation rate | 7.3% | 38.8%-31.6pp | 50.9%-43.6pp | 67.2%-59.9pp |
| Annual return | 0.00% | 44.21%-44.2pp | 4251.33%-4251.3pp | 160.72%-160.7pp |
| Employer contribution / active EE | $200 | $670-70.2% | $1,053-81.0% | $2,671-92.5% |
| Participant deferral / active EE | $563 | $1,202-53.1% | $1,923-70.7% | $4,126-86.4% |
| Admin fee / account holder | $467 | $1,727-73.0% | $2,520-81.5% | $5,651-91.7% |