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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,217 | $100,911+47.9% | $90,440+65.0% | $158,966-6.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 22.93% | 1726.62%-1703.7pp | 1294.38%-1271.4pp | 302.95%-280.0pp |
| Employer contribution / active EE | $5,472 | $3,690+48.3% | $3,263+67.7% | $4,762+14.9% |
| Participant deferral / active EE | $18,481 | $4,348+325.0% | $3,964+366.3% | $5,983+208.9% |
| Admin fee / account holder | $903 | $6,507-86.1% | $5,615-83.9% | $11,250-92.0% |