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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,524 | $155,840+62.0% | $124,694+102.5% | $167,553+50.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 16.98% | 17.98%-1.0pp | 5144.82%-5127.8pp | 478.89%-461.9pp |
| Employer contribution / active EE | $7,740 | $4,165+85.8% | $3,325+132.8% | $4,840+59.9% |
| Participant deferral / active EE | $21,125 | $5,675+272.2% | $4,615+357.7% | $6,343+233.1% |
| Admin fee / account holder | $1,374 | $9,536-85.6% | $7,495-81.7% | $12,316-88.8% |