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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,241 | $142,426+1.3% | $115,167+25.2% | $152,909-5.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 27.03% | 41.48%-14.4pp | 35.60%-8.6pp | 345.46%-318.4pp |
| Employer contribution / active EE | $7,740 | $4,011+93.0% | $3,179+143.5% | $4,764+62.5% |
| Participant deferral / active EE | $19,000 | $5,165+267.9% | $4,169+355.8% | $5,851+224.7% |
| Admin fee / account holder | $796 | $8,464-90.6% | $7,089-88.8% | $11,601-93.1% |