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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,930 | $176,077-69.4% | $159,455-66.2% | $167,518-67.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.14% | 331.83%-316.7pp | 263.63%-248.5pp | 478.71%-463.6pp |
| Employer contribution / active EE | $2,828 | $5,298-46.6% | $4,830-41.4% | $4,838-41.5% |
| Participant deferral / active EE | $11,200 | $7,751+44.5% | $7,353+52.3% | $6,342+76.6% |
| Admin fee / account holder | $40,655 | $12,556+223.8% | $10,800+276.4% | $12,312+230.2% |