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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,965 | $172,111-11.7% | $150,298+1.1% | $137,256+10.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 5.23% | 69.37%-64.1pp | 62.79%-57.6pp | 220.34%-215.1pp |
| Employer contribution / active EE | $22,024 | $4,636+375.0% | $4,154+430.2% | $4,156+429.9% |
| Participant deferral / active EE | $24,740 | $6,166+301.3% | $5,453+353.7% | $6,407+286.2% |
| Admin fee / account holder | $442,562 | $16,471+2586.9% | $14,116+3035.2% | $12,270+3506.8% |