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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,722 | $125,184-29.1% | $105,607-16.0% | $145,884-39.2% |
| Participation rate | 87.5% | 77.6%+9.9pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 21.38% | 225.00%-203.6pp | 116.11%-94.7pp | 551.85%-530.5pp |
| Employer contribution / active EE | $2,672 | $3,720-28.2% | $3,167-15.6% | $4,662-42.7% |
| Participant deferral / active EE | $6,604 | $5,714+15.6% | $5,011+31.8% | $6,690-1.3% |
| Admin fee / account holder | $907 | $17,133-94.7% | $10,958-91.7% | $13,392-93.2% |