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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,722 | $125,237-29.2% | $105,608-16.0% | $145,877-39.2% |
| Participation rate | 87.5% | 77.7%+9.8pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 21.38% | 225.76%-204.4pp | 116.50%-95.1pp | 551.28%-529.9pp |
| Employer contribution / active EE | $2,672 | $3,720-28.2% | $3,167-15.6% | $4,663-42.7% |
| Participant deferral / active EE | $6,604 | $5,711+15.6% | $5,010+31.8% | $6,691-1.3% |
| Admin fee / account holder | $907 | $17,287-94.8% | $11,028-91.8% | $13,402-93.2% |