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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,979 | $102,696-4.6% | $86,235+13.6% | $139,487-29.8% |
| Participation rate | 40.0% | 74.5%-34.5pp | 69.0%-29.0pp | 80.3%-40.3pp |
| Annual return | 15.47% | 1925.91%-1910.4pp | 1170.03%-1154.6pp | 373.84%-358.4pp |
| Employer contribution / active EE | $1,314 | $3,034-56.7% | $2,381-44.8% | $4,755-72.4% |
| Participant deferral / active EE | $2,811 | $4,679-39.9% | $3,987-29.5% | $6,713-58.1% |
| Admin fee / account holder | $8,347 | $8,667-3.7% | $6,856+21.7% | $11,407-26.8% |