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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,728 | $95,917-21.0% | $79,583-4.8% | $134,545-43.7% |
| Participation rate | 40.9% | 75.0%-34.1pp | 69.5%-28.6pp | 81.2%-40.3pp |
| Annual return | -16.23% | -2.70%-13.5pp | 0.16%-16.4pp | 418.37%-434.6pp |
| Employer contribution / active EE | $1,414 | $3,129-54.8% | $2,414-41.4% | $4,742-70.2% |
| Participant deferral / active EE | $2,887 | $4,694-38.5% | $3,986-27.6% | $6,401-54.9% |
| Admin fee / account holder | $5,144 | $9,132-43.7% | $6,835-24.7% | $11,431-55.0% |