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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,932 | $118,467-46.9% | $98,450-36.1% | $139,456-54.9% |
| Participation rate | 25.0% | 77.5%-52.5pp | 75.2%-50.2pp | 80.3%-55.3pp |
| Annual return | 9.44% | 18.95%-9.5pp | 21.16%-11.7pp | 373.45%-364.0pp |
| Employer contribution / active EE | $798 | $3,611-77.9% | $3,049-73.8% | $4,753-83.2% |
| Participant deferral / active EE | $3,839 | $5,393-28.8% | $4,739-19.0% | $6,711-42.8% |
| Admin fee / account holder | $22,596 | $14,057+60.7% | $8,961+152.1% | $11,407+98.1% |