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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,510 | $197,603+2.0% | $177,827+13.3% | $158,950+26.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.20% | 58.76%-46.6pp | 48.32%-36.1pp | 302.91%-290.7pp |
| Employer contribution / active EE | $3,771 | $6,698-43.7% | $5,918-36.3% | $4,762-20.8% |
| Participant deferral / active EE | $15,148 | $8,404+80.2% | $7,713+96.4% | $5,983+153.2% |
| Admin fee / account holder | $623 | $15,402-96.0% | $12,429-95.0% | $11,248-94.5% |