Retirement plan

CEDAR GROVE WAREHOUSE INC 401(K) PLAN

Name: CEDAR GROVE WAREHOUSE INC - CEDAR GROVE WAREHOUSE INC 401(K) PLAN (2024) Form 5500
Creator: CEDAR GROVE WAREHOUSE INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CEDAR GROVE WAREHOUSE INC 401(K) PLAN, CEDAR GROVE WAREHOUSE INC

CEDAR GROVE WAREHOUSE INCEIN 20-8535086Plan #001PY 2024

323 SOUTH MAIN ST - CEDAR GROVE, WI 53013920-668-6016cedargrovewarehouse.comLinkedIn51-200 employeeswarehousing

Prospect flagsLow returnsLow fidelity bond

How to read this page

Total assets (EOY)

$4.5M

+15.8% from 2023

Total participants

176

+16.6% from 2023

Average account balance

$26,372

-1.4% from 2023

Annual return

10.59%

-5.13 pp from 2023

Benchmarks

See 295 peers

Peer group

Industry49 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort295 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-100.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CLIFTONLARSONALLEN LLP5 years Filed as: CLIFTONLARSONALLEN WEALTH ADVISORS Service code 26 · EIN 41-0746749	Advisory (Participants)	$20,389
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN TRUST RETIREMENT Service code 64 · EIN 62-0951563	Recordkeeping Fees	$6,014

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$29K

$284 / participant

Investment mgmt$20K69.6%
Contract admin$6K20.5%
Other / not subdivided$3K9.9%

% of EOY assets

0.657%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HAWKINS ASH CPAS
Auditor EIN: 390912608
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,372

$24,891+6.0%

$69,460-62.0%

$74,400-64.6%

Participation rate

93.2%

63.4%+29.8pp

66.4%+26.8pp

67.2%+26.0pp

Annual return

10.59%

18.53%-7.9pp

100.80%-90.2pp

1367.51%-1356.9pp

Employer contribution / active EE

$1,985

$1,005+97.4%

$1,714+15.8%

$2,624-24.4%

Participant deferral / active EE

$3,401

$1,908+78.2%

$2,890+17.7%

$4,348-21.8%

Admin fee / account holder

$173

$1,904-90.9%

$4,695-96.3%

$1,944-91.1%

Provider

Service type

Compensation

CLIFTONLARSONALLEN LLP5 years

Filed as: CLIFTONLARSONALLEN WEALTH ADVISORS

Service code 26 · EIN 41-0746749

Advisory (Participants)

$20,389

AMERICAN REALTY ADVISORS2 years

Filed as: AMERICAN TRUST RETIREMENT

Service code 64 · EIN 62-0951563

Recordkeeping Fees

$6,014

CEDAR GROVE WAREHOUSE INC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CEDAR GROVE WAREHOUSE INC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion