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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,077 | $110,137+47.2% | $161,149+0.6% | $82,637+96.1% |
| Participation rate | 88.2% | 72.4%+15.8pp | 78.8%+9.3pp | 68.1%+20.1pp |
| Annual return | 11.24% | 20.69%-9.4pp | 21.16%-9.9pp | 53.51%-42.3pp |
| Employer contribution / active EE | $6,235 | $2,856+118.3% | $4,360+43.0% | $2,552+144.3% |
| Participant deferral / active EE | $8,651 | $4,575+89.1% | $6,153+40.6% | $4,126+109.7% |
| Admin fee / account holder | $4,502 | $9,467-52.4% | $15,194-70.4% | $7,339-38.6% |