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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,077 | $108,825+48.9% | $156,181+3.8% | $82,448+96.6% |
| Participation rate | 88.2% | 72.4%+15.8pp | 78.8%+9.3pp | 68.1%+20.1pp |
| Annual return | 11.24% | 20.59%-9.3pp | 64.87%-53.6pp | 41.64%-30.4pp |
| Employer contribution / active EE | $6,235 | $2,870+117.3% | $4,294+45.2% | $2,551+144.4% |
| Participant deferral / active EE | $8,651 | $4,577+89.0% | $6,132+41.1% | $4,139+109.0% |
| Admin fee / account holder | $4,502 | $9,341-51.8% | $14,586-69.1% | $7,234-37.8% |