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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,644 | $77,817-49.1% | $123,553-67.9% | $64,173-38.2% |
| Participation rate | 76.4% | 74.7%+1.7pp | 82.3%-5.9pp | 69.6%+6.8pp |
| Annual return | 437.49% | 12.49%+425.0pp | 119.21%+318.3pp | 7.63%+429.9pp |
| Employer contribution / active EE | $699 | $3,014-76.8% | $4,628-84.9% | $2,381-70.6% |
| Participant deferral / active EE | $4,413 | $5,240-15.8% | $6,426-31.3% | $3,470+27.2% |
| Admin fee / account holder | $4,543 | $5,519-17.7% | $9,284-51.1% | $4,887-7.0% |