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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $16,382 |
Service code 37 · EIN 04-2647786 | Loan Processing | $263 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,871 | $99,957-46.1% | $149,730-64.0% | $73,493-26.7% |
| Participation rate | 72.2% | 75.7%-3.5pp | 82.5%-10.3pp | 70.7%+1.5pp |
| Annual return | 20.36% | 53.87%-33.5pp | 276.70%-256.3pp | 28.51%-8.1pp |
| Employer contribution / active EE | $8 | $3,191-99.8% | $4,645-99.8% | $2,270-99.7% |
| Participant deferral / active EE | $7,729 | $6,073+27.3% | $6,843+13.0% | $3,740+106.7% |
| Admin fee / account holder | $2 | $551-99.7% | $9,310-100.0% | $513-99.6% |