Retirement plan

SARATOGA HOMES CASH BALANCE PLAN & TRUST

Name: SARATOGA CORPORATE MANAGEMENT GROUP, LLC - SARATOGA HOMES CASH BALANCE PLAN & TRUST (2019) Form 5500
Creator: SARATOGA CORPORATE MANAGEMENT GROUP, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SARATOGA HOMES CASH BALANCE PLAN & TRUST, SARATOGA CORPORATE MANAGEMENT GROUP, LLC

SARATOGA CORPORATE MANAGEMENT GROUP, LLCEIN 20-8527129Plan #002PY 2019

12300 MONTWOOD DR. - EL PASO, TX 79925915-855-1005LinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$1.4M assets

Prospect flagsLow employer contributionWind-down / frozen

How to read this page

Total assets (EOY)

$1.4M

+11.7% from 2018

Total participants

100

0.0% from 2018

Average account balance

No prior year

Annual return

16.53%

+23.59 pp from 2018

Benchmarks

See 274 peers

Peer group

Industry23 - Construction

Plan typeDefined benefit

Participants25-99

Cohort274 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-80.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes1C1I3H

Plan features

1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
1I
Frozen plan
As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II

Admin total

$76K

$849 / participant

Other / not subdivided$76K100.0%

% of EOY assets

5.305%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,894-100.0%

$362,723-100.0%

$317,036-100.0%

Participation rate

0.0%

44.9%-44.9pp

37.9%-37.9pp

13.0%-13.0pp

Annual return

16.53%

10.76%+5.8pp

10.56%+6.0pp

13.59%+2.9pp

Employer contribution / active EE

$10,184-100.0%

$30,199-100.0%

$14,592-100.0%

Participant deferral / active EE

$33-100.0%

$67-100.0%

Admin fee / account holder

$280-100.0%

$2,168-100.0%

$29,657-100.0%

SARATOGA HOMES CASH BALANCE PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SARATOGA HOMES CASH BALANCE PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion