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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,420 | $37,393-26.7% | $77,027-64.4% | $66,923-59.0% |
| Participation rate | 13.1% | 52.9%-39.7pp | 67.9%-54.8pp | 69.8%-56.7pp |
| Annual return | -6.67% | -3.29%-3.4pp | 42.32%-49.0pp | 1.58%-8.3pp |
| Employer contribution / active EE | $308 | $1,531-79.9% | $2,813-89.0% | $2,545-87.9% |
| Participant deferral / active EE | $582 | $2,617-77.8% | $4,427-86.9% | $4,237-86.3% |
| Admin fee / account holder | $17 | $567-97.0% | $5,425-99.7% | $593-97.1% |