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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,169 | $86,938-35.4% | $102,423-45.2% | $80,925-30.6% |
| Participation rate | 79.2% | 72.4%+6.8pp | 76.5%+2.7pp | 67.7%+11.5pp |
| Annual return | 11.82% | 18.89%-7.1pp | 29.42%-17.6pp | 35.65%-23.8pp |
| Employer contribution / active EE | $1,611 | $2,369-32.0% | $3,023-46.7% | $2,756-41.6% |
| Participant deferral / active EE | $4,603 | $4,120+11.7% | $5,054-8.9% | $4,299+7.1% |
| Admin fee / account holder | $17,499 | $8,053+117.3% | $9,455+85.1% | $6,940+152.1% |