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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,496 | $80,992-30.2% | $96,534-41.5% | $75,173-24.8% |
| Participation rate | 66.7% | 71.8%-5.1pp | 76.0%-9.3pp | 67.2%-0.5pp |
| Annual return | 18.57% | 27.05%-8.5pp | 25.88%-7.3pp | 160.72%-142.1pp |
| Employer contribution / active EE | $1,409 | $2,283-38.3% | $2,965-52.5% | $2,671-47.2% |
| Participant deferral / active EE | $4,181 | $3,929+6.4% | $4,851-13.8% | $4,126+1.3% |
| Admin fee / account holder | $893 | $6,717-86.7% | $8,253-89.2% | $5,651-84.2% |