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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,470 | $135,956-62.1% | $123,894-58.5% | $273,972-81.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.86% | 56.63%-44.8pp | 47.52%-35.7pp | 41.46%-29.6pp |
| Employer contribution / active EE | $4,964 | $5,170-4.0% | $4,617+7.5% | $4,869+2.0% |
| Participant deferral / active EE | $14,715 | $6,343+132.0% | $5,984+145.9% | $5,287+178.3% |
| Admin fee / account holder | $3,528 | $9,817-64.1% | $8,357-57.8% | $10,133-65.2% |