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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,291 | $127,386-77.0% | $115,037-74.5% | $125,388-76.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 29.97% | 31.28%-1.3pp | 26.14%+3.8pp | 282.24%-252.3pp |
| Employer contribution / active EE | $4,130 | $5,166-20.0% | $4,608-10.4% | $4,866-15.1% |
| Participant deferral / active EE | $13,950 | $6,423+117.2% | $6,026+131.5% | $5,352+160.7% |
| Admin fee / account holder | $403 | $9,516-95.8% | $8,175-95.1% | $9,541-95.8% |