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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,083 | $31,109-35.4% | $67,704-70.3% | $52,331-61.6% |
| Participation rate | 61.4% | 54.0%+7.4pp | 67.5%-6.1pp | 68.1%-6.7pp |
| Annual return | 21.28% | 23.70%-2.4pp | 25.41%-4.1pp | 4.54%+16.7pp |
| Employer contribution / active EE | $1,343 | $1,076+24.8% | $2,559-47.5% | $1,882-28.7% |
| Participant deferral / active EE | $3,292 | $1,970+67.1% | $3,585-8.2% | $3,022+8.9% |
| Admin fee / account holder | $3,438 | $466+637.6% | $4,255-19.2% | $592+481.1% |