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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,970 | $76,634-2.2% | $56,054+33.7% | $145,978-48.6% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 12.91% | 3004.33%-2991.4pp | 1705.95%-1693.0pp | 550.52%-537.6pp |
| Employer contribution / active EE | $65 | $1,380-95.3% | $1,039-93.8% | $4,662-98.6% |
| Participant deferral / active EE | $2,556 | $2,622-2.6% | $1,952+30.9% | $6,690-61.8% |
| Admin fee / account holder | $340 | $3,321-89.8% | $2,822-87.9% | $13,400-97.5% |