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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,183 | $138,102-71.6% | $125,381-68.7% | $134,532-70.9% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | 11.17% | 750.73%-739.6pp | 572.31%-561.1pp | 418.27%-407.1pp |
| Employer contribution / active EE | $2,544 | $5,245-51.5% | $4,815-47.2% | $4,741-46.3% |
| Participant deferral / active EE | $8,474 | $7,801+8.6% | $7,448+13.8% | $6,401+32.4% |
| Admin fee / account holder | $4,033 | $11,568-65.1% | $10,007-59.7% | $11,429-64.7% |