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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,025 | $77,817-83.3% | $123,553-89.5% | $64,173-79.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | 0.00% | 12.49%-12.5pp | 119.21%-119.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $3,268 | $3,014+8.4% | $4,628-29.4% | $2,381+37.2% |
| Participant deferral / active EE | $9,872 | $5,240+88.4% | $6,426+53.6% | $3,470+184.5% |
| Admin fee / account holder | $1,724 | $5,519-68.8% | $9,284-81.4% | $4,887-64.7% |