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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,313 | $92,798+79.2% | $96,707+72.0% | $137,256+21.2% |
| Participation rate | 66.7% | 81.6%-15.0pp | 80.4%-13.7pp | 80.0%-13.3pp |
| Annual return | 15.28% | 31.24%-16.0pp | 34.78%-19.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $4,839 | $4,147+16.7% | $4,191+15.5% | $4,156+16.4% |
| Participant deferral / active EE | $11,767 | $5,877+100.2% | $5,997+96.2% | $6,407+83.7% |
| Admin fee / account holder | $19,342 | $7,946+143.4% | $7,503+157.8% | $12,270+57.6% |