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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,313 | $124,213+33.9% | $118,106+40.8% | $154,746+7.5% |
| Participation rate | 66.7% | 83.6%-16.9pp | 81.9%-15.2pp | 80.7%-14.0pp |
| Annual return | 15.28% | 18.29%-3.0pp | 19.44%-4.2pp | 172.34%-157.1pp |
| Employer contribution / active EE | $4,839 | $4,905-1.3% | $4,698+3.0% | $4,379+10.5% |
| Participant deferral / active EE | $11,767 | $6,859+71.6% | $6,619+77.8% | $6,730+74.8% |
| Admin fee / account holder | $19,342 | $9,627+100.9% | $8,973+115.6% | $14,365+34.6% |