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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,347,172 | $156,398+761.4% | $147,318+814.5% | $138,895+869.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.26% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.1pp |
| Employer contribution / active EE | $25,892 | $4,853+433.5% | $4,593+463.8% | $4,194+517.3% |
| Participant deferral / active EE | $17,289 | $8,237+109.9% | $7,906+118.7% | $6,396+170.3% |
| Admin fee / account holder | $6,000 | $14,976-59.9% | $13,708-56.2% | $12,562-52.2% |