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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,946 | $89,370-40.8% | $141,197-62.5% | $72,976-27.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 22.55% | 111.88%-89.3pp | 71.41%-48.9pp | 81.02%-58.5pp |
| Employer contribution / active EE | $3,612 | $3,115+15.9% | $4,736-23.7% | $2,440+48.0% |
| Participant deferral / active EE | $8,228 | $5,419+51.9% | $6,710+22.6% | $3,608+128.1% |
| Admin fee / account holder | $3,603 | $5,957-39.5% | $10,265-64.9% | $5,124-29.7% |