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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,912 | $160,070-78.8% | $147,117-76.9% | $145,897-76.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.67% | 98.69%-90.0pp | 420.54%-411.9pp | 552.29%-543.6pp |
| Employer contribution / active EE | $4,203 | $5,285-20.5% | $4,932-14.8% | $4,663-9.9% |
| Participant deferral / active EE | $4,785 | $8,419-43.2% | $8,065-40.7% | $6,689-28.5% |
| Admin fee / account holder | $2,265 | $15,035-84.9% | $12,993-82.6% | $13,390-83.1% |